Questions

I was completing my application this morning I only needed to upload my tax files. I'm not allowed to apply?

We apologize but the loan program closed at Midnight last night. Your application will be saved in draft form for you to access and complete if the loan program opens up again.
In the meantime please visit the Sacramento Metro Chamber website for additional resources.
https://rapidresponse.metrochamber.org/

I couldn’t complete the application due to the last question asked in regards to downloading w-9. Will I have another chance?

Your application will be saved in draft form for you to access it if the loan program opens up again. In the meantime, please visit the Sacramento Metro Chamber for additional resources.
https://rapidresponse.metrochamber.org/

I own a icecream truck I sell icecream in the icecream truck I was just wondering if I could qualify for the loan too plz let me know thanxs

The loan criteria for eligibility is for the applicant to have a physical storefront located within the City of Sacramento limits. For additional resources please visit the Sacramento Chamber of Commerce website at
https://rapidresponse.metrochamber.org/

I was not able to complete the application because I was unable to upload the W-9 form that was requested... this seems to be an unreasonable barrier

We apologize and if there is an opportunity for the applications to open again you will be in the draft form and able to access your application. We can assist you in uploading your W-9 at that time.

Estoy sometiendi la aplucacion para el prestamo 0% interes covid-19 relief para pequeños negocios y aunque pago mis tax cada año y tengo un business license y un permiso de vendedor, no tengo un EIN # y un BOTC # y W9 IRS form. Son estos documentis indispensables para calificar?

Lamentablemente, necesitamos esos documentos para que usted califique.

Por favor, consulte estos sitios web:

https://www.sba.gov/espanol

https://www.edd.ca.gov/about_edd/coronavirus-2019-espanol.htm

Good morning, I'm a small business salon and the virus has almost wiped out my cliental. I was wondering how I can get more information and who may I talk to . thank you

Hi, we are more than happy to help provide resources for your business. Please send an E-mail to smallbusiness@cityofsacramento.org or dial our hotline at 916-808-7196

I just noticed I put the wrong district on my application. Can it be changed?

Yes, this information has been updated to District 5 based on your business address.

I am in need of a loan to continue to feed my daycare children

All businesses can apply for the loan program.

What options are available for self-employed salon workers that rent a chair at a salon?

All businesses, including independent contractors can apply for the loan.

When does the loan have to be pad back ?

Here are some Frequently Asked Questions that should address your question:

Does the business have to pay back the money? Yes, this is a no-interest loan. Payment terms will be outlined once eligibility is determined.

When will payments start to be due on the loan? Initial loan payments to begin within 120 days after emergency is lifted.

I applied for a business relief loan for 57th Street Antique Mall but accidently gave the wrong email contact address. It should read: fatcatsac@yahoo.com NOT fatcatsac@HOTMAIL.COM PLEASE CHANGE IMMEDIATELY!!!

Hello, thank you for your request. I have forwarded this to our tech administrator and this will be resolved.

Two things: first of all I am a notary and I wanted to offer my assistance if there is a need for notary services. Second, both my husband & I have lending & banking background/knowledge. Are you in need of assistance? We are currently overwhelmed with business through escrow offices but that may change as things tighten down so we wanted to be available for other purposes if needed.
Note: we reside in Placer County but serve the entire Sacramento Valley & foothill region. Thanks!

Thank you for offering assistance. Please send an e-mail to smallbusiness@cityofsacramento.org and staff will follow-up with you!

Hi. I accidentally submitted the wrong payroll number -- we process ours twice monthly, not weekly, so the "average weekly payroll" number I submitted is about double what it should be due to my miscalculation. How can I update this to be accurate? Thanks!

Please submit the correct information to smallbusiness@cityofsacramento.org and our team will update the information.

Would a non profit have a business operations tax license?

No Business Operations Tax Certificate (BOT) is required for nonprofits . But in order to meet federal requirements all nonprofit organizations need to obtain a federal tax I.D number also referred to as an Employer Identification Number (EIN).

If I am a property owner and have a rental can I still order am I still qualify for this loan

Hello, please see eligibility requirements below. Thank you.

What are the eligibility requirements for the loan program?
• For profit, independently owned local businesses with up to 25 FTE - non-profit 501 c (3) may apply
• Have no more than 25 full-time equivalent employees
• Be a restaurant, retail, service, or entertainment business with a storefront; or a day care establishment
• Have a physical establishment within the city of Sacramento (no home-based businesses except for child-care businesses)
• Have a demonstrated hardship due to COVID-19, such as a loss in revenue
• Have written sick leave policies to assist workers impacted by the COVID-19 pandemic
• Comply with the spirit of the City's non-discrimination policy
• Not include a business owner that has previously applied for a zero-interest loan under this program
• Be in good standing with the City of Sacramento (e.g., current on bills, no liens or judgments, etc.)
• Have a current City of Sacramento Business Operations Tax Certificate (BOTC) and have been in operation as of March 13, 2020

hi I am small business lost all my business with no time

Hello, I am sorry to hear this. All businesses can apply for the loan program. For additional resources, please visit: https://rapidresponse.metrochamber.org/

My wife and i are full time photographers and we only have a home offices. how does that effect our chances to be approve for this loan ?

All businesses can apply for the loan program. Due to high demand, we are closing the application period at midnight on 3/20/20.

I was applying for the Small Business Emergency Economic Relief Loan and I got to the last part where it asked if I pay sick leave. My workers are Independent Contractors, I own a dance academy and my staff consists of dance teachers, some only working 1 hour a week. They are Independent Contractors due to them picking the days they want to work and the hours they work, and what they teach, as well as the contracted period on time they will work. I am not required to pay sick leave for these workers due to their status. Does this mean my business is not eligible to apply for this loan? How am I to protect my business from Covid-19 if the loans are not to help businesses that have Independent Contractors who work for contracted periods of time? What protection is offered to businesses like mine?

All businesses can apply for the loan program.

Due to high demand, we are closing the application period at midnight on 3/20/20.

We are a non-profit and believe we were advised that we may be exempt from a BOTC. How can we bypass this question to submit the application? Thank you.

Please indicate in that question that you are a Non-Profit. It should let you bypass the question to submit the application.

I am a self employed hairstylist, do I qualify for a loan if I'm a booth renter?

You do a qualify under the retail service category as a sub-retail service category so I would encourage you to apply. Although, a better option would be to apply to the federal loan program at https://www.sba.gov/.

I have completed my application for small business relief loan. But I am not sure whether it has gone through. There is no send or submit button. However, it has been saved; and I have a pdf copy it. Please confirm whether my application has been submitted / received.

Hello, I was able to find a a draft application that matched the email address - manouch_m@yahoo.com that was last reviewed at 9:51p on 3/18. We will follow up with you via email to submit your application.

Hi. I run a daycare business on 7260 Lindale Drive Sacramento, 95828
It is Sacramento, county. Do I qualify?

Hello, based on Sacramento County's Parcel Viewer this address is not located within Sacramento City Limits.

Please see parcel viewer here - http://assessorparcelviewer.saccounty.net/jsviewer/assessor.html

Our name does not appear when I click on the BOTC link. How else might I find the number?

Thank you for your question. If you are within the Ciity of Sacramento we can verify your number by business name.

Do I have to have the BOTC# in order to apply?
And can I submit the application now and give you the # tommorow?

Thank you for your question. At this time we are just taking applications from those with an existing business license. Please check our website for other resources available.

If we are located in Sacramento County but not in a district, are there any other programs that will help support us? We would really appreciate financial support in any way through these rough times.

Please visit the City of Sacramento's webpage for additional resources - http://www.cityofsacramento.org/covid19-relief

The Sacramento Metro Chamber also has a resource hub located here - https://rapidresponse.metrochamber.org/